Evrofinance Mosnarbank offers its clients various ways of placing temporarily free funds to obtain additional income:

  • Deposits (term deposits)
  • Evrofinance Mosnarbank promissory notes
  • Certificates of deposit
  • Minimum account balance in foreign currency and rubles
  • Client funds management (construction of a financial portfolio)
  • Brokerage operations in the financial market


Evrofinance Mosnarbank has extensive experience in conducting settlement transactions both domestically and abroad. Throughout its development, the Bank has specialized in servicing the export and import operations of the Russian exporting enterprises.


Evrofinance Mosnarbank offers its clients the use of individual safety deposit boxes (safe deposit boxes), which are located in a special safety vault of the Bank equipped with modern security system and ensuring a high degree of protection.


The Bank provides a wide range of loan products in rubles and major currencies that are able to meet the borrowing needs of virtually any enterprise, regardless of its specific activity.


Evrofinance Mosnarbank is one of the leading participants of the Russian stock market. We provide professional services to our clients and partners, providing them with a full range of securities transactions permitted by the Russian legislation on the Moscow Exchange stock market.


As an active participant of the investment market, the Bank provides its clients with effective access to its opportunities, including direct investment in the equity of over-the-counter companies (Private Equity).


EVROFINANCE MOSNARBANK JSCB OJSC offers to its Clients a remote bank service system (hereinafter referred to as the Client-Bank System), developed by the company Bank Soft Systems (BSS), which allows our Clients to settle bank transactions and send official and aleatory documents to the Bank with the option of file enclosure via the Internet, without leaving the office.

Providing an overdraft facility is meant to finance a company's current or settlement account (in case of insufficient account balance) and to pay invoices on those accounts. A borrowing company can use an overdraft not exceeding a specified spending limit.

An overdrafts provides a borrower with cash funds in the period when liabilities have been paid but receivables like sales revenues, etc. have not arrived yet. With such a loan, the borrower can meet its payment obligations on time regardless of its cash flow dynamics.

As a rule, an overdraft is provided for no longer than 12 months and the maximum payback time ranges from 14 to 30 days. Funds which come to the company's credited account are immediately, acceptance-free, withdrawn by the Bank, to cover the borrower's debt on a FIFO (first-in-first-out) basis, that is, the amount borrowed earlier is redeemed earlier than that borrowed later.

The interest rate in each instance of using an overdraft is set as based on an offer and acceptance quotes. The quotes are exchanged according to the procedure and within the term specified in the loan agreement. A specified interest rate can be set for a certain period of time.

Overdrafts are provided only to companies that have held an account with the Bank for at least 3-6 months and have sufficient cash flow on the account for which overdraft is opened.

Corporate Business Development Department

Tel.: +7 (495) 967-8130
Fax: +7 (495) 967-8133

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