Loans for general business purposes

Evrofinance Mosnarbank offers its clients various ways of placing temporarily free funds to obtain additional income:

  • Deposits (term deposits)
  • Evrofinance Mosnarbank promissory notes
  • Certificates of deposit
  • Minimum account balance in foreign currency and rubles
  • Client funds management (construction of a financial portfolio)
  • Brokerage operations in the financial market


Evrofinance Mosnarbank has extensive experience in conducting settlement transactions both domestically and abroad. Throughout its development, the Bank has specialized in servicing the export and import operations of the Russian exporting enterprises.


Evrofinance Mosnarbank offers its clients the use of individual safety deposit boxes (safe deposit boxes), which are located in a special safety vault of the Bank equipped with modern security system and ensuring a high degree of protection.


The Bank provides a wide range of loan products in rubles and major currencies that are able to meet the borrowing needs of virtually any enterprise, regardless of its specific activity.


Evrofinance Mosnarbank is one of the leading participants of the Russian stock market. We provide professional services to our clients and partners, providing them with a full range of securities transactions permitted by the Russian legislation on the Moscow Exchange stock market.


As an active participant of the investment market, the Bank provides its clients with effective access to its opportunities, including direct investment in the equity of over-the-counter companies (Private Equity).


EVROFINANCE MOSNARBANK JSCB OJSC offers to its Clients a remote bank service system (hereinafter referred to as the Client-Bank System), developed by the company Bank Soft Systems (BSS), which allows our Clients to settle bank transactions and send official and aleatory documents to the Bank with the option of file enclosure via the Internet, without leaving the office.

The Bank advances loans to its corporate customers, which may be applied for the purchase of goods, raw materials, semi-finished products and other property that - pursuant to the applicable accounting rules - is referred to the floating capital. Such loans may be also used to cover current expenses (as opposed to investments and financial expenses) including, in particular, wages and salaries, taxes and rental payments. Repayment is normally effected out of sales proceeds generated by sale of purchased goods, manufactured products, works performed and services rendered.

The Bank advances monetary funds either by a lump sum (in the case of a loan) or in a number of tranches (in the case of a loan facility). The Bank is flexible in arranging repayment schedules both with regard to loans and loan facilities. Normally, the term does not exceed 24 months. For the companies operating in the industries with long manufacturing cycles (such as shipbuilding) the life of the loan may be longer. The Bank also advances revolving loan facilities, i.e. loan facilities under which the borrower - upon repayment of the indebtedness - may drawdown money within the total aggregate amount of the loan facility, the maximum aggregate outstanding principal amount (if any) and within its tenure. Revolving loan facilities may be used for financing of a series of consecutive single-type transactions. Short-term loans for any unspecified purpose at the discretion of the borrower are also lent by the Bank. Such loans are usually advanced to large scale financial sound companies and companies with a good credit history.

Corporate Business Development Department

Tel.: +7 (495) 967-8130
Fax: +7 (495) 967-8133

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