rus eng esp
Remote banking


Annual reports >>
Auditor's Report >>


Payroll projects

Payroll projects for employees of the Bank's corporate clients are one of the major lines of development for Evrofinance Mosnarbank’s retail business. The projects also include the installation of the Bank's ATMs at corporate clients' premises.

Most individual customers are offered  VISA Classic cards. Companies' managers are offered VISA Classic / VISA Gold and top executives are offered VISA Gold /VISA Platinum cards.

Main Advantages

Main advantages of using plastic cards to pay wages to employees

For a company:

  • No need to order and deliver cash to the office.
  • No need to deposit the wage funds.
  • Reduces load on accounting department.
  • The whole process of paying wages is reduced to only one payment order.

For an employee:

  • No queuing up at the accountant's.
  • Cash can be received at any time as the ATM operates 24 hours and its cash supply is replenished on time.
  • The ATM machine is loaded with both Russian rubles and US dollars, so that customers who receive wages in rubles can easily convert as much as they want into US dollars.
  • A card can be used at a number of locations worldwide.
  • Cash can be withdrawn at virtually any city of Russia or abroad.
  • The Bank pays additional annual interest on the balance in the card account.

The following documents are needed to receive wage on a card:

  • Agreement between Evrofinance Mosnarbank and the company;
  • Employee's application.


Evrofinance Mosnarbank offers overdraft on plastic cards issued under payroll agreements with its corporate clients. The overdraft limit is 85% of the customer's monthly wage. This would be some kind of "emergency cash supply" which can be used at any time.

Advantages of a plastic card with overdraft:

  • Opportunity to purchase goods and services (consumer electronics, travel packages, educational and medical services etc) with a short-term loan and without any need to apply to the bank and fill in the paperwork;
  • Short-term banking card overdraft credit can be used anywhere in the world where cards are accepted.
  • The overdraft loan is provided for the period of up to 2 months and is redeemed automatically when funds are deposited into the card account.
  • The overdraft limit is renewable, that is, after a previous overdraft is redeemed, a customer can use it again.

In order to receive a banking card with overdraft, a customer should provide the following documents:

  • Supplement to the incumbent payroll agreement;
  • Application for providing overdraft;


Client Support:

Main office address:
29 Novy Arbat
Moscow 121099

Phone: +7 495 967 81 82
Fax: +7 495 967 81 33

More >


Key Figures & Facts

Analysts and Investors

Branch Network



Bank Cards


VIP Services

System EuroLink (new version)


Custody Services


Accounts with the Bank

Placement of Funds


Banknote Deals and Safe Custody Services

Loan Facilities

Currency Control

FX Market Services

Security Market Services

Custody Services

Credit and Debit Cards

Investment Banking

Distance Service



Correspondent Relations

Money Market Services

International Settlements

FX Market Services

Stock Market Services

Credit and Debit Cards

Distance Service


Custody Services